A clear approach here from Swiss Re on how they will engage startups.  Insurers are typically falling into one of three categories:

1) Partner with the InsurTech

2) Invest in the InsurTech

3) Create/develop their own

I have seen some insurers do multiple, a few do all three.  As for acquisitions, I think there have been fewer right now - but given the approach below, maybe this will change through 2018?