This is a great article. The gig economy is rarely mentioned when discussing innovation in insurance. It exists though. It's an extension of BPO and I've seen it in claims adjusting - WithYouIn5 - and reinsurance administration. Like Dave Ashton, I see it as a win win. It's effects should be added to the insurance disruption debate.
At the most basic level gig economy jobs are exploding because there weren't enough of them in the first place. This increasingly important employment paradigm demonstrates that for certain types of jobs there are more efficient ways of allocating resources, leading to better services for customers, more money for contractors, and indirect benefits to consumers because of productivity boosts to economies.