This thoughtful paper/presentation from CommerzVentures gives some insight into how the 'big players' are starting to approach the InsTech space in their systematic way.
If 2015 was the year of energy, start-ups and bootstrapping, maybe 2016 is the year where it all becomes a step or three more formal and professional.
This research paper by CommerzVentures explores the five technologies that are going to transform the $4tn insurance industry: connected devices, artificial intelligence, drones, blockchain and new payment systems.
http://de.slideshare.net/JenniferLanger/commerzventures-white-paper-on-insurancetech