A detailed and insightful article by McKinsey on how insurers should (and are) engaging with the world of connected cars.  

While the hype is clearly around driver-less cars, such tech is years away from being common and decades away from removing human-driven cars.  As such most of the digital focus of incumbent car makers is on the increasing data gathering, data insight and data-driven interactions that telematics and data mining can bring.  Insurers can benefit from this and there is likely to be a significant variation between those who grasp it early, make the right alliances and use this as a form of disruptive opportunity; versus those who hesitantly follow, using the same teams and same decision making approaches that served them well in the pre-digital age.