In this great little ITL post Nick Martin reinforces what many of us thing: that most of the impact of insurtechs and their disruption over the next few years will be in supporting the incumbents doing things better, rather than simply pushing them all the way of the dinosaur.

Now, that doesn't mean anyone can sit on their laurels; there will still be winners and losers.  But it does mean the smarter incumbents can be seeking out the smarter InsurTechs to work out what they can achieve together.