Following on from the recent debate in the UK around how to stop people using their phones in the car, Nigel Walsh suggests a role InsurTech may have.

The challenge of course is that while there are many ways a car could stop you doing (potentially) dangerous things, the auto manufacturers don't want to be seen as restricting their customers.  

The question is, can insurers, offering a 'risk mitigation' service help people behave differently if technology allows them to be aware of drivers' behaviour - e.g., wanting to drive when drunk, or moving eyes towards a phone while in the car.

This is quite literally a matter of life and death. Nigel asks some good questions and offers some early thoughts.  Only time will tell how this one plays out.