Following on from the recent debate in the UK around how to stop people using their phones in the car, Nigel Walsh suggests a role InsurTech may have.
The challenge of course is that while there are many ways a car could stop you doing (potentially) dangerous things, the auto manufacturers don't want to be seen as restricting their customers.
The question is, can insurers, offering a 'risk mitigation' service help people behave differently if technology allows them to be aware of drivers' behaviour - e.g., wanting to drive when drunk, or moving eyes towards a phone while in the car.
This is quite literally a matter of life and death. Nigel asks some good questions and offers some early thoughts. Only time will tell how this one plays out.
Enter InsurTech. Why not have your steering wheel do a quick test on your alcohol levels from your hands and should alcohol be detected, then apply Uber style surge pricing.