A helpful summary by Bernard Lunn of mobile microinsurance in India - one of the huge growth areas for tech-enabled insurance in the next few years.
Insurtech is growing the pie (to quote Nick Martin - https://medium.com/@pgc_at_work/instech-london-podcast-transcript-nick-martin-8612b93764ce#.kd4kf64ch)
Consider these numbers to see the scale of the opportunity for mobile Microinsurance. In a developed market like the UK, 80% have some kind of Insurance. That goes down to 10% in India and 2.5% in Africa. It is pretty clear where the blue ocean market is.