A very emphatic ending by Bernard 'Tigger' Lunn to an article I struggle to totally follow technically, but which sounds promising on the who auto-settlement via smart contract thingies and blockchain stuff...

My biggest doubt? Yet again, no-one's given me a decent example of a binary claim relevant to western world insurance beyond 'flight delay' cover.

Smart contracts will ultimately take over - and putting them on the blockchain maybe helpful. It's going to take time but small steps like this are vital to get it moving.