Not much to say here - simply linking to CB Insights ever thoughtful analysis.
There is a lot to learn from Zhong An’s IPO application, which offers a meaningful case study into insurance innovation in China today. While Zhong An has built both an incredibly efficient operation productizing innovative insurance offerings (80% of Zhong An’s employees operate in technology or product management functions) as well as a broad ecosystem to distribute its products built on China’s thriving Internet economy, it also faces challenges.